Reference · Phase 3 — Go-to-Market & Execution

Go-to-Market, Distribution/Growth & Capability Value Chain

Load when gTM model trade-offs, channels, growth motions, capability value chain, partner scans.

Part of the Product Strategy skill · loaded on demand from SKILL.md

Part of the product-strategy skill. See SKILL.md for the workflow spine and when to load this file.


VIII. Go-to-Market Models & Trade-Offs

Purpose

Select the best route to market based on speed, control, economics, risk, and capability requirements.


GTM Model 1 — Build In-House / Own the Stack

Description

The client builds, operates, and controls the product and core capabilities directly.

Advantages

  • Maximum control
  • Strong brand ownership
  • Direct customer relationship
  • Better long-term margin potential
  • More flexibility over roadmap
  • Greater data ownership

Disadvantages

  • Higher upfront investment
  • Longer time-to-market
  • More operational complexity
  • Higher regulatory or compliance burden
  • Requires internal capabilities
  • Greater execution risk

Best When

  • Control is critical
  • Margins justify investment
  • The client has existing capabilities
  • Time-to-market is not the primary constraint
  • Product is strategically core

GTM Model 2 — Co-Brand / Co-Develop

Description

The client partners with another company to jointly develop, distribute, or operate the product.

Advantages

  • Access to partner capabilities
  • Access to partner customer base
  • Shared costs
  • Faster than full in-house build
  • Can improve credibility or reach

Disadvantages

  • Shared control
  • Profit-share
  • Partner dependency
  • Potential roadmap misalignment
  • Brand and customer ownership complexity
  • Governance burden

Best When

  • Both parties bring complementary assets
  • Distribution or credibility is needed
  • Speed matters but some control is required
  • Economics remain attractive after sharing

GTM Model 3 — Sponsored / Platform / Infrastructure Partner

Description

The client uses a third-party platform, sponsor, or infrastructure provider to launch quickly.

Advantages

  • Fastest path to market
  • Lower initial build cost
  • Reduced regulatory or technical burden
  • Access to mature capabilities
  • Easier MVP testing

Disadvantages

  • Vendor dependency
  • Fee drag
  • Roadmap constraints
  • Less differentiation
  • Data and customer ownership constraints
  • Vendor risk and lock-in

Best When

  • Speed-to-market is critical
  • Licensing or infrastructure would take too long
  • MVP validation matters more than full control
  • The product is not yet proven

GTM Model 4 — Embedded / Partner-Led Distribution

Description

The product is distributed through another platform, marketplace, channel partner, or ecosystem.

Advantages

  • Efficient customer acquisition
  • Contextual distribution
  • Potentially lower CAC
  • Access to high-intent customers
  • Scales through existing traffic or workflows

Disadvantages

  • Channel dependency
  • Lower direct customer ownership
  • Revenue share or partner fees
  • Potential brand invisibility
  • Integration complexity

Best When

  • Customer acquisition is difficult directly
  • The product has strong contextual relevance
  • Partners own high-value distribution
  • CAC economics are better through partners

GTM Decision Screeners

Use the following criteria to select the GTM model:

  • Required control
  • Required speed
  • Regulatory complexity
  • Capability gap
  • Investment appetite
  • Margin requirements
  • Customer ownership
  • Brand importance
  • Data ownership
  • Partner availability
  • Vendor risk
  • Scalability
  • Long-term strategic importance

IX. Distribution & Growth Strategy

Purpose

Define how customers discover, adopt, activate, and repeatedly use the product.

Key Questions

  • How will customers discover the product?
  • Which acquisition channels are most efficient?
  • Is the motion product-led, sales-led, partner-led, marketing-led, or ecosystem-led?
  • What is the activation moment?
  • What drives repeat use?
  • What creates retention?
  • What expansion or upsell paths exist?
  • What referral or network loops are possible?

Channel Options

Common channels include:

  • Direct sales
  • Inside sales
  • Self-service digital
  • Paid media
  • Organic search
  • Content marketing
  • Lifecycle marketing
  • App store or marketplace
  • Partner distribution
  • Affiliate distribution
  • Embedded distribution
  • Existing customer cross-sell
  • Field or branch network
  • Community-led growth
  • Developer ecosystem
  • Referrals

Growth Motions

Product-Led Growth

Best when:

  • Product value is easy to experience
  • Self-service adoption is possible
  • Viral or collaborative usage exists
  • Low-friction onboarding is feasible

Sales-Led Growth

Best when:

  • Customers are high-value
  • Buying process is complex
  • Customization is needed
  • Trust and relationship matter

Partner-Led Growth

Best when:

  • Partners control customer access
  • Product is embedded in another workflow
  • Partner credibility reduces adoption barriers

Ecosystem-Led Growth

Best when:

  • Multiple products reinforce each other
  • Customer data or workflow integration creates lock-in
  • Cross-sell and bundling are important

Growth Outputs

  • Channel strategy
  • Funnel model
  • Acquisition plan
  • Activation plan
  • Retention strategy
  • Lifecycle marketing plan
  • Referral or growth loop design
  • Sales motion
  • Partner distribution plan
  • Channel economics

X. Capability Value Chain

Purpose

Identify which capabilities are required to launch, operate, and scale the product.

Generic Capability Categories

  • Customer acquisition
  • Origination and onboarding
  • Identity, verification, or eligibility
  • Account or product provisioning
  • Core product experience
  • Payments or transaction handling
  • Fulfillment or delivery
  • Servicing and support
  • Billing and collections
  • Disputes, refunds, or issue resolution
  • Fraud, abuse, or risk management
  • Compliance
  • Reporting
  • Analytics
  • Personalization
  • Loyalty or rewards
  • Integrations and APIs
  • Data infrastructure
  • Vendor governance
  • Partner management
  • Finance and reconciliation
  • Product operations

Fintech / Payments-Specific Capabilities

Use where relevant:

  • KYC / KYB
  • AML screening
  • Credit or eligibility
  • Card or account issuance
  • Processing and settlement
  • Wallet / tokenization
  • Network connectivity
  • Chargebacks
  • Disputes
  • Fraud monitoring
  • Regulatory reporting
  • Ledgering
  • Servicing
  • Collections

Capability Assessment

For each capability, assess:

FieldDescription
CapabilityWhat is needed?
Strategic importanceIs it core or non-core?
Current maturityDoes the client already have it?
GapWhat is missing?
Build / buy / partnerPreferred sourcing model
Investment requiredPeople, technology, budget
Time-to-buildEstimated timeline
RiskExecution, regulatory, operational, vendor
OwnerBusiness, product, technology, risk, partner

Partner Scan Templates

Potential partner categories include:

  • Technology platforms
  • Infrastructure providers
  • Data providers
  • Distribution partners
  • Risk / fraud providers
  • Compliance providers
  • Payment processors
  • Banking-as-a-Service providers
  • Issuer processors
  • Reward partners
  • Customer support vendors
  • Analytics vendors
  • Integration partners
  • Marketing partners
  • Fulfillment partners

Partner Evaluation Criteria

  • Capability fit
  • Product maturity
  • Time-to-integrate
  • Commercial terms
  • Reliability
  • Scalability
  • Compliance posture
  • Security posture
  • Data ownership
  • Roadmap alignment
  • Geographic coverage
  • Customer references
  • Vendor lock-in risk
  • Exit flexibility